Your circumstances change. Interest rates change. Lender policies change. But many home loans simply stay where they are.
Overview
Many homeowners set up their loan once and never look at it again, even as rates move, lenders introduce new features, and their own financial position changes. A Lendwise Group Home Loan Review is a no-obligation review of your existing loan to see whether it's still working for you.
We'll look at your current rate, the loan's structure and features, and compare it against what's currently available across our lender panel. If your loan still stacks up, we'll tell you that too. There's no pressure to refinance if it isn't the right move.
As a general guide, every one to two years, or after a major life change such as a pay rise, a new job, or a shift in your family circumstances.
An initial conversation about your loan doesn't require a credit check. If we identify an opportunity worth pursuing, we'll explain what's involved, including any impact on your credit file, before you decide to proceed.
Then we'll tell you exactly that. The review is about giving you clarity, not pushing a refinance you don't need.
Calculators
These calculators are for illustrative purposes only. Results are estimates based on the information you enter and the assumptions built into each calculator. They do not constitute advice, a quote or a guarantee of a loan approval, and they don't take into account your full financial situation. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
Send an enquiry
Share a few details for a complimentary, no-obligation lending consultation. Manish will be in touch, usually within one business day.
Manish Mishra, Director
22+ years in banking and finance, including more than a decade as a senior leader in banking. You'll speak with Manish directly.
Call 0408 987 547